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Tuesday, February 17, 2026

Private Lender--FAST CLOSE

 

 

US HARD MONEY

USHM and affiliates have been providing nationwide loan services for over 25 years. We have the know-how, experience, and contacts to provide real estate financing for virtually all property types and lending scenarios, from land acquisition to adaptive re-use. We also provide asset based business loans. We finance inventory, accounts receivables, equipment purchases, and expansion capital.

 

·         Historically, the core business of USHM has been in making direct Hard Money real estate loans with a primary emphasis on land loans. Current market conditions have caused us to redirect our focus. While we still make land loans, they MUST have contracts in place and/or a viable exit strategy.

·         To qualify, loans must be placed in the Continental United States and not exceed 50% of the real property's LIQUIDATION value or purchase price or cost (LTV/LTC). The typical loan term is up to three years with no pre-payment penalty. Loans can range between $3M to $100. Our 'sweet spot' loans are between $3M to $10M.

WE DO NOT FUND LOANS LESS THAN $1M.

·         Loan To Value (LTV/LTC) is typically calculated to be the lesser of the quick sale value or the purchase price. For example, if you are able to purchase a property with a market value of $12mm for $6mm, the lower value is used for underwriting purposes. In this example we could lend between $3mm-$5.4mm. But there are exceptions. If you don't have any money in the deal, your ability to get a Hard Money loan is slight.

Due to current market conditions we are no longer routinely making loans on unimproved or un-entitled real estate. We are looking for cash flowing real estate deals $3M or greater.

WE DO NOT FUND START-UPS

We are currently financing asset based loans on the following:

·         Commercial Aircraft

·         Inventory

·         Purchase Order Contracts

·         Rolling Stock

·         Production Contracts

·         Charged off Credit Card Receivables

·         Licenses - Communications, Cable and Cellular

·         Fine Art, Antiques, and Gems (cut or uncut)

·         Oil, Gas and Mining resources with early stage infrastructure and/or production

·         Bridge Financing for Asset Sales Contracts

·         Debtor in Possession Financing All Industries

 

 

Every deal is unique. Please give us a call.

Cordially,

 

Thomas F. Brosnan

Managing Member

US Hard Money, LLC

P.O. Box 15331

Alexandria, Va. 22309

703-328-6464

Skype: telegony22314

Conference Call# 641-715-3600

PIN 305662#

tfb@hard-money.us

www.hard-money.us

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